Home› Claim Types› Property Damage

Property Damage Statute of Limitations

Claims for taking, detaining, or physically damaging personal or real property.

Shortest
2
years, sourced states
Most Common
3
years, sourced states
Longest
10
years, sourced states
Figures reflect only the states sourced so far — they are not a national range until every jurisdiction is on file.
Filing window by state
State
Time Limit
Citation
2 Years
2 Years
A.R.S. § 12-542(4)
✓ Verified
2 Years (3 if motor vehicle)
2 Years (3-yr repose)
2 Years
10 Del. C. § 8107
✓ Verified
2 Years
2 Years
2 Years
K.S.A. § 60-513(a)(4)
✓ Verified
2 Years (1 yr before 7/1/2024)
2 Years
2 Years
2 Years
12 O.S. § 95(A)(3)
✓ Verified
2 Years
42 Pa.C.S. § 5524
✓ Verified
2 Years
2 Years
3 Years
Ark. Code § 16-56-105
✓ Verified
3 Years
3 Years
D.C. Code § 12-301(3)
✓ Verified
3 Years
Idaho Code § 5-218
✓ Verified
3 Years
3 Years
3 Years
3 Years
Miss. Code § 15-1-49
✓ Verified
3 Years
3 Years
3 Years
3 Years
3 Years
3 Years
3 Years
Utah Code § 78B-2-305
✓ Verified
3 Years
12 V.S.A. § 512(5)
✓ Verified
3 Years
RCW 4.16.080(1)
✓ Verified
4 Years
4 Years
O.C.G.A. § 9-3-31
✓ Verified
4 Years
4 Years
NMSA 1978, § 37-1-4
✓ Verified
4 Years
5 Years
735 ILCS 5/13-205
✓ Verified
5 Years
Iowa Code § 614.1(4)
✓ Verified
5 Years
KRS § 413.120(4)
✓ Verified
5 Years
5 Years
6 Years
Ala. Code § 6-2-34(2)
✓ Verified
6 Years
14 M.R.S. § 752
✓ Verified
6 Years
6 Years
N.J.S.A. § 2A:14-1
✓ Verified
6 Years
N.D.C.C. § 28-01-16
✓ Verified
6 Years
ORS § 12.080(4)
✓ Verified
6 Years
SDCL § 15-2-13
✓ Verified
6 Years
Wis. Stat. § 893.52
✓ Verified
10 Years

What Does Property Damage Cover?

01 Vehicle collisions causing property damage
02 Water or fire damage from a neighboring property
03 Construction or excavation damage
04 Damage to stored or personal belongings
05 Trespass-related property destruction

Rules That Affect Your Deadline

Factors that can change when the clock starts or how much time you actually have.

01
Date of damage controls
The clock usually starts the day the property was damaged, not when repairs were estimated.
02
Ongoing or repeated damage
Continuing harm, like a persistent leak, can reset the clock with each new incident.
03
Insurance claims are separate
Filing an insurance claim does not pause the statute of limitations for a lawsuit.

Common Questions About Property damage Deadlines

What is the statute of limitations for property damage?

It depends on the state. Across the 51 jurisdictions with a verified figure, the deadline for property damage ranges from 2 years to 10 years, and 3 years is the most common.

Which state has the shortest statute of limitations for property damage?

Alaska, Arizona, Colorado, Connecticut, Delaware, Hawaii and 9 others — 2 years.

Which state has the longest statute of limitations for property damage?

Rhode Island — 10 years.

Can the statute of limitations for property damage be extended?

Sometimes. Common factors that change the deadline include: date of damage controls; ongoing or repeated damage; insurance claims are separate. How they apply varies by state.

See every claim type charted for Florida with full citations and notes.
View Florida guide