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What Is the Statute of Limitations for Property Damage in Maryland?

In Maryland, the statute of limitations for property damage is generally 3 years under Md. Code, Cts. & Jud. Proc. § 5-101.

3 YEARS
Property Damage · Maryland
✓ Verified Checked Sep 2026

Property damage Deadlines in Maryland

How long do you have to file a property damage claim in Maryland?

In Maryland, the statute of limitations for property damage is generally 3 years under Md. Code, Cts. & Jud. Proc. § 5-101.

When does the clock start for property damage in Maryland?

Three years, on the same clock as personal injury and contract.

Can the Maryland deadline for property damage be extended?

Claims arising after completion of an improvement to realty run under § 5-108, which adds its own repose period.

Is the deadline different if the claim is against the government in Maryland?

Often, yes. Notice within 1 year (LGTCA) or 1 year (MTCA) under Md. Code, Cts. & Jud. Proc. § 5-304; State Gov't § 12-106. The Local Government Tort Claims Act requires written notice to the local government within one year of the injury under Cts. & Jud. Proc. § 5-304. Claims against the State under the Maryland Tort Claims Act require submission to the Treasurer within one year…

How does Maryland compare to other states for property damage?

Maryland's 3 years is in the middle of the range nationally. Across the 51 jurisdictions with a verified figure, the deadline for property damage ranges from 2 years to 10 years, and 3 years is the most common. Compare all states →

What Does Property Damage Cover?

Situations that typically fall under the property damage deadline in Maryland:

01 Vehicle collisions causing property damage
02 Water or fire damage from a neighboring property
03 Construction or excavation damage
04 Damage to stored or personal belongings
05 Trespass-related property destruction
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Other Filing Deadlines in Maryland

Statutes of limitations have exceptions, and courts apply them to specific facts. This page states the general rule. A licensed Maryland attorney can tell you the deadline that applies to your situation.
See every filing deadline in Maryland, or compare property damage across all states.
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