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What Is the Statute of Limitations for Property Damage in Oklahoma?

In Oklahoma, the statute of limitations for property damage is generally 2 years under 12 O.S. § 95(A)(3).

2 YEARS
Property Damage · Oklahoma
✓ Verified Checked Sep 2026

Property damage Deadlines in Oklahoma

How long do you have to file a property damage claim in Oklahoma?

In Oklahoma, the statute of limitations for property damage is generally 2 years under 12 O.S. § 95(A)(3).

When does the clock start for property damage in Oklahoma?

Two years for injury to personal property, on the same clock as personal injury.

Can the Oklahoma deadline for property damage be extended?

Oklahoma runs injury and property together, which avoids the split that catches people out in Kentucky and Alabama.

Is the deadline different if the claim is against the government in Oklahoma?

Often, yes. Written notice within 1 year; suit within 180 days of denial under 51 O.S. §§ 156, 157. The Oklahoma Governmental Tort Claims Act requires written notice to the political subdivision or the state within one year of the loss under 51 O.S. § 156. The claim is deemed denied if not approved within 90 days, and suit must then be filed within 180 days…

How does Oklahoma compare to other states for property damage?

Oklahoma's 2 years is among the shortest in the country. Across the 51 jurisdictions with a verified figure, the deadline for property damage ranges from 2 years to 10 years, and 3 years is the most common. Compare all states →

What Does Property Damage Cover?

Situations that typically fall under the property damage deadline in Oklahoma:

01 Vehicle collisions causing property damage
02 Water or fire damage from a neighboring property
03 Construction or excavation damage
04 Damage to stored or personal belongings
05 Trespass-related property destruction
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Other Filing Deadlines in Oklahoma

Statutes of limitations have exceptions, and courts apply them to specific facts. This page states the general rule. A licensed Oklahoma attorney can tell you the deadline that applies to your situation.
See every filing deadline in Oklahoma, or compare property damage across all states.
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