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What Is the Statute of Limitations for Property Damage in Mississippi?

In Mississippi, the statute of limitations for property damage is generally 3 years under Miss. Code § 15-1-49.

3 YEARS
Property Damage · Mississippi
✓ Verified Checked Sep 2026

Property damage Deadlines in Mississippi

How long do you have to file a property damage claim in Mississippi?

In Mississippi, the statute of limitations for property damage is generally 3 years under Miss. Code § 15-1-49.

When does the clock start for property damage in Mississippi?

Three years for property damage.

Can the Mississippi deadline for property damage be extended?

Claims arising from deficiencies in construction or improvements to real property run under § 15-1-41 with its own repose.

Is the deadline different if the claim is against the government in Mississippi?

Often, yes. One year under the Tort Claims Act under Miss. Code § 11-46-11. The Mississippi Tort Claims Act imposes a one-year limitations period in § 11-46-11 that is significantly shorter than the three-year catch-all, and Mississippi courts have held the MTCA period controls — the general savings provisions in ch. 15-1 do not apply…

How does Mississippi compare to other states for property damage?

Mississippi's 3 years is in the middle of the range nationally. Across the 51 jurisdictions with a verified figure, the deadline for property damage ranges from 2 years to 10 years, and 3 years is the most common. Compare all states →

What Does Property Damage Cover?

Situations that typically fall under the property damage deadline in Mississippi:

01 Vehicle collisions causing property damage
02 Water or fire damage from a neighboring property
03 Construction or excavation damage
04 Damage to stored or personal belongings
05 Trespass-related property destruction
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Other Filing Deadlines in Mississippi

Statutes of limitations have exceptions, and courts apply them to specific facts. This page states the general rule. A licensed Mississippi attorney can tell you the deadline that applies to your situation.
See every filing deadline in Mississippi, or compare property damage across all states.
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