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What Is the Statute of Limitations for Property Damage in Kentucky?

In Kentucky, the statute of limitations for property damage is generally 5 years under KRS § 413.120(4).

5 YEARS
Property Damage · Kentucky
✓ Verified Checked Sep 2026

Property damage Deadlines in Kentucky

How long do you have to file a property damage claim in Kentucky?

In Kentucky, the statute of limitations for property damage is generally 5 years under KRS § 413.120(4).

When does the clock start for property damage in Kentucky?

Five years for damage to property — five times what Kentucky gives personal injury.

Can the Kentucky deadline for property damage be extended?

One car accident in Kentucky produces a one-year injury deadline and a five-year property deadline. That 5:1 ratio is among the widest in the register.

Is the deadline different if the claim is against the government in Kentucky?

Often, yes. Generally the underlying period; Board of Claims for state under KRS §§ 65.200 et seq., 49.040. Kentucky does not impose a single short notice-of-claim deadline. Claims against the Commonwealth go to the Board of Claims under KRS ch. 49 with its own one-year period and damages caps. Cities and counties retain immunity for governmental functions under the…

How does Kentucky compare to other states for property damage?

Kentucky's 5 years is in the middle of the range nationally. Across the 51 jurisdictions with a verified figure, the deadline for property damage ranges from 2 years to 10 years, and 3 years is the most common. Compare all states →

What Does Property Damage Cover?

Situations that typically fall under the property damage deadline in Kentucky:

01 Vehicle collisions causing property damage
02 Water or fire damage from a neighboring property
03 Construction or excavation damage
04 Damage to stored or personal belongings
05 Trespass-related property destruction
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Other Filing Deadlines in Kentucky

Statutes of limitations have exceptions, and courts apply them to specific facts. This page states the general rule. A licensed Kentucky attorney can tell you the deadline that applies to your situation.
See every filing deadline in Kentucky, or compare property damage across all states.
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