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What Is the Statute of Limitations for Fraud in Kentucky?

In Kentucky, the statute of limitations for fraud is generally 5 years under KRS § 413.120(12).

5 YEARS
Fraud · Kentucky
✓ Verified Checked Sep 2026

Fraud Deadlines in Kentucky

How long do you have to file a fraud claim in Kentucky?

In Kentucky, the statute of limitations for fraud is generally 5 years under KRS § 413.120(12).

When does the clock start for fraud in Kentucky?

Five years, with accrual generally delayed until discovery of the fraud.

Can the Kentucky deadline for fraud be extended?

KRS § 413.130(3) caps the discovery extension. Fraud tied to a written contract may implicate the much longer contract period.

Is the deadline different if the claim is against the government in Kentucky?

Often, yes. Generally the underlying period; Board of Claims for state under KRS §§ 65.200 et seq., 49.040. Kentucky does not impose a single short notice-of-claim deadline. Claims against the Commonwealth go to the Board of Claims under KRS ch. 49 with its own one-year period and damages caps. Cities and counties retain immunity for governmental functions under the…

How does Kentucky compare to other states for fraud?

Kentucky's 5 years is in the middle of the range nationally. Across the 46 jurisdictions with a verified figure, the deadline for fraud ranges from 2 years to 10 years, and 3 years is the most common. Compare all states →

What Does Fraud Cover?

Situations that typically fall under the fraud deadline in Kentucky:

01 Investment or securities fraud
02 Real estate misrepresentation
03 Contract fraud and false inducement
04 Concealment of material defects in a sale
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Other Filing Deadlines in Kentucky

Statutes of limitations have exceptions, and courts apply them to specific facts. This page states the general rule. A licensed Kentucky attorney can tell you the deadline that applies to your situation.
See every filing deadline in Kentucky, or compare fraud across all states.
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