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What Is the Statute of Limitations for Property Damage in Missouri?

In Missouri, the statute of limitations for property damage is generally 5 years under Mo. Rev. Stat. § 516.120(4).

5 YEARS
Property Damage · Missouri
✓ Verified Checked Sep 2026

Property damage Deadlines in Missouri

How long do you have to file a property damage claim in Missouri?

In Missouri, the statute of limitations for property damage is generally 5 years under Mo. Rev. Stat. § 516.120(4).

When does the clock start for property damage in Missouri?

Five years, on the same clock as personal injury.

Can the Missouri deadline for property damage be extended?

Missouri runs injury and property together, so one accident produces one deadline rather than two.

Is the deadline different if the claim is against the government in Missouri?

Often, yes. Notice to a city within 90 days under Mo. Rev. Stat. §§ 82.210, 537.600. Missouri requires written notice to the mayor of a city of a certain class within 90 days of an injury caused by a defective street or sidewalk under RSMo § 82.210. Sovereign immunity under § 537.600 is waived only in defined categories — chiefly motor vehicle…

How does Missouri compare to other states for property damage?

Missouri's 5 years is in the middle of the range nationally. Across the 51 jurisdictions with a verified figure, the deadline for property damage ranges from 2 years to 10 years, and 3 years is the most common. Compare all states →

What Does Property Damage Cover?

Situations that typically fall under the property damage deadline in Missouri:

01 Vehicle collisions causing property damage
02 Water or fire damage from a neighboring property
03 Construction or excavation damage
04 Damage to stored or personal belongings
05 Trespass-related property destruction
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Other Filing Deadlines in Missouri

Statutes of limitations have exceptions, and courts apply them to specific facts. This page states the general rule. A licensed Missouri attorney can tell you the deadline that applies to your situation.
See every filing deadline in Missouri, or compare property damage across all states.
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