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What Is the Statute of Limitations for Property Damage in South Carolina?

In South Carolina, the statute of limitations for property damage is generally 3 years under S.C. Code § 15-3-530(4).

3 YEARS
Property Damage · South Carolina
✓ Verified Checked Sep 2026

Property damage Deadlines in South Carolina

How long do you have to file a property damage claim in South Carolina?

In South Carolina, the statute of limitations for property damage is generally 3 years under S.C. Code § 15-3-530(4).

When does the clock start for property damage in South Carolina?

Three years for injury to personal property.

Can the South Carolina deadline for property damage be extended?

South Carolina runs real and personal property on the same three-year clock, which avoids the split that catches people out in Ohio and Indiana.

Is the deadline different if the claim is against the government in South Carolina?

Often, yes. Verified claim within 1 year; suit within 2 years under S.C. Code §§ 15-78-80, 15-78-110. Under the South Carolina Tort Claims Act, a claimant who files a verified claim within one year gets two years from the date of loss to bring suit; a claimant who does not file a verified claim gets only two years, and the Act's own limitations provision in §…

How does South Carolina compare to other states for property damage?

South Carolina's 3 years is in the middle of the range nationally. Across the 51 jurisdictions with a verified figure, the deadline for property damage ranges from 2 years to 10 years, and 3 years is the most common. Compare all states →

What Does Property Damage Cover?

Situations that typically fall under the property damage deadline in South Carolina:

01 Vehicle collisions causing property damage
02 Water or fire damage from a neighboring property
03 Construction or excavation damage
04 Damage to stored or personal belongings
05 Trespass-related property destruction
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Other Filing Deadlines in South Carolina

Statutes of limitations have exceptions, and courts apply them to specific facts. This page states the general rule. A licensed South Carolina attorney can tell you the deadline that applies to your situation.
See every filing deadline in South Carolina, or compare property damage across all states.
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