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What Is the Statute of Limitations for Property Damage in Indiana?

In Indiana, the statute of limitations for property damage is generally 2 years under Ind. Code § 34-11-2-4(a)(2).

2 YEARS
Property Damage · Indiana
✓ Verified Checked Sep 2026

Property damage Deadlines in Indiana

How long do you have to file a property damage claim in Indiana?

In Indiana, the statute of limitations for property damage is generally 2 years under Ind. Code § 34-11-2-4(a)(2).

When does the clock start for property damage in Indiana?

Two years for injury to personal property.

Can the Indiana deadline for property damage be extended?

Injury to real property runs six years under § 34-11-2-7 instead — Indiana splits the two, so a damaged car and a damaged fence carry different deadlines.

Is the deadline different if the claim is against the government in Indiana?

Often, yes. Tort claim notice — 180 days local, 270 days state under Ind. Code §§ 34-13-3-8, 34-13-3-6. The Indiana Tort Claims Act requires notice to a political subdivision within 180 days of the loss, and notice to a state agency within 270 days. The notice is a precondition to suit and the two-year limitations period still applies on top of it. Indiana also…

How does Indiana compare to other states for property damage?

Indiana's 2 years is among the shortest in the country. Across the 51 jurisdictions with a verified figure, the deadline for property damage ranges from 2 years to 10 years, and 3 years is the most common. Compare all states →

What Does Property Damage Cover?

Situations that typically fall under the property damage deadline in Indiana:

01 Vehicle collisions causing property damage
02 Water or fire damage from a neighboring property
03 Construction or excavation damage
04 Damage to stored or personal belongings
05 Trespass-related property destruction
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Other Filing Deadlines in Indiana

Statutes of limitations have exceptions, and courts apply them to specific facts. This page states the general rule. A licensed Indiana attorney can tell you the deadline that applies to your situation.
See every filing deadline in Indiana, or compare property damage across all states.
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