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What Is the Statute of Limitations for Property Damage in New York?

In New York, the statute of limitations for property damage is generally 3 years under N.Y. C.P.L.R. § 214(4).

3 YEARS
Property Damage · New York
✓ Verified Checked Sep 2026

Property damage Deadlines in New York

How long do you have to file a property damage claim in New York?

In New York, the statute of limitations for property damage is generally 3 years under N.Y. C.P.L.R. § 214(4).

When does the clock start for property damage in New York?

Three years for an action to recover damages for an injury to property, except as provided in § 214-c.

Can the New York deadline for property damage be extended?

Section 214-c supplies a three-year-from-discovery rule for latent exposure to substances. Recovery of a chattel, or damages for taking or detaining one, also runs three years under § 214(3).

Is the deadline different if the claim is against the government in New York?

Often, yes. Notice of claim served within 90 days under N.Y. Gen. Mun. Law § 50-e. A notice of claim must be served within 90 days after the claim arises. The lawsuit itself must generally be commenced within one year and 90 days under § 50-i — far shorter than the three-year CPLR period that would otherwise apply. The municipality may deman…

How does New York compare to other states for property damage?

New York's 3 years is in the middle of the range nationally. Across the 51 jurisdictions with a verified figure, the deadline for property damage ranges from 2 years to 10 years, and 3 years is the most common. Compare all states →

What Does Property Damage Cover?

Situations that typically fall under the property damage deadline in New York:

01 Vehicle collisions causing property damage
02 Water or fire damage from a neighboring property
03 Construction or excavation damage
04 Damage to stored or personal belongings
05 Trespass-related property destruction
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Other Filing Deadlines in New York

Statutes of limitations have exceptions, and courts apply them to specific facts. This page states the general rule. A licensed New York attorney can tell you the deadline that applies to your situation.
See every filing deadline in New York, or compare property damage across all states.
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