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What Is the Statute of Limitations for Property Damage in Tennessee?

In Tennessee, the statute of limitations for property damage is generally 3 years under Tenn. Code Ann. § 28-3-105.

3 YEARS
Property Damage · Tennessee
✓ Verified Checked Sep 2026

Property damage Deadlines in Tennessee

How long do you have to file a property damage claim in Tennessee?

In Tennessee, the statute of limitations for property damage is generally 3 years under Tenn. Code Ann. § 28-3-105.

When does the clock start for property damage in Tennessee?

Three years for injuries to personal or real property, and for detention or conversion of personal property.

Can the Tennessee deadline for property damage be extended?

One crash produces two very different deadlines in Tennessee: one year for the injury, three for the vehicle. That split is the single most common source of confusion in this state.

Is the deadline different if the claim is against the government in Tennessee?

Often, yes. Suit within 12 months under the GTLA under Tenn. Code Ann. § 29-20-305. The Governmental Tort Liability Act requires suit within twelve months after the cause of action arises. Because the ordinary personal-injury period in Tennessee is already only one year, the GTLA deadline does not shorten it the way it does in most states — b…

How does Tennessee compare to other states for property damage?

Tennessee's 3 years is in the middle of the range nationally. Across the 51 jurisdictions with a verified figure, the deadline for property damage ranges from 2 years to 10 years, and 3 years is the most common. Compare all states →

What Does Property Damage Cover?

Situations that typically fall under the property damage deadline in Tennessee:

01 Vehicle collisions causing property damage
02 Water or fire damage from a neighboring property
03 Construction or excavation damage
04 Damage to stored or personal belongings
05 Trespass-related property destruction
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Other Filing Deadlines in Tennessee

Statutes of limitations have exceptions, and courts apply them to specific facts. This page states the general rule. A licensed Tennessee attorney can tell you the deadline that applies to your situation.
See every filing deadline in Tennessee, or compare property damage across all states.
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