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What Is the Statute of Limitations for Fraud in New Mexico?

In New Mexico, the statute of limitations for fraud is generally 4 years under NMSA 1978, § 37-1-4.

4 YEARS
Fraud · New Mexico
✓ Verified Checked Sep 2026

Fraud Deadlines in New Mexico

How long do you have to file a fraud claim in New Mexico?

In New Mexico, the statute of limitations for fraud is generally 4 years under NMSA 1978, § 37-1-4.

When does the clock start for fraud in New Mexico?

Four years, with accrual generally delayed until the fraud is discovered.

Can the New Mexico deadline for fraud be extended?

Fraudulent concealment tolls the period until the plaintiff discovers or reasonably should have discovered the harm. Fraud tied to a written instrument may implicate the six-year § 37-1-3.

Is the deadline different if the claim is against the government in New Mexico?

Often, yes. Suit within 2 years under the Tort Claims Act under NMSA 1978, §§ 41-4-15, 41-4-16. The New Mexico Tort Claims Act allows two years to bring suit under § 41-4-15, cutting the general three-year injury period. Cozart v. Town of Bernalillo holds this two-year period, rather than the one-year limit in § 37-1-24 for suits against a city, town or…

How does New Mexico compare to other states for fraud?

New Mexico's 4 years is in the middle of the range nationally. Across the 46 jurisdictions with a verified figure, the deadline for fraud ranges from 2 years to 10 years, and 3 years is the most common. Compare all states →

What Does Fraud Cover?

Situations that typically fall under the fraud deadline in New Mexico:

01 Investment or securities fraud
02 Real estate misrepresentation
03 Contract fraud and false inducement
04 Concealment of material defects in a sale
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Other Filing Deadlines in New Mexico

Statutes of limitations have exceptions, and courts apply them to specific facts. This page states the general rule. A licensed New Mexico attorney can tell you the deadline that applies to your situation.
See every filing deadline in New Mexico, or compare fraud across all states.
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